INSURANCE FOR THE CASE OF BORROWER’S UNEMPLOYMENT

In cooperation with the Generali insurance company, SKB offers Insurance for the case of borrower's unemployment, which ensures your financial security if you find yourself unemployed.

For different life periods

Great option for young people

who are employed for an indefinite period and for more than one year with the same employer.

Monthly compensation

Up to a maximum of 1,000 EUR

until you find new employment and up to a maximum of 12 months from the start of unemployment.

Taking out the insurance policy is quick and easy

All you need is a valid identity document

to take out the insurance.

INSURANCE FOR THE CASE OF BORROWER’S UNEMPLOYMENT FEATURES

If you lose your job, your loan commitments don’t didappear. With this insurance, you get monthly compensation payments for a pre-determined period, which will help you on the road to a new beginning.

INSURANCE PERIOD

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The Insurance for the case of borrower's unemployment can be concluded for a period of one year with the possibility of automatic renewal of the insurance contract.

INSURANCE PREMIUMS AND MONTHLY COMPENSATION PAYMENTS

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The insurance premium is calculated on the basis of the monthly compensation and can be paid by direct debit of the personal account in monthly, quarterly, half-yearly or yearly installments. The profession of the insured may also affect the amount of the premium. An insurance premium installment may not be less than 10 EUR. A monthly compensation payment may not exceed 1,000 EUR.

INSURANCE CLAIMS PROCESS

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You can claim a monthly unemployment compensation under your Insurance for the case of borrower's unemployment if you were employed for an indefinite period with the same employer for at least a year and if your employer has terminated the employment contract for business reasons pursuant to the Employment Relationships Act.

GUARANTEE AND OBLIGATIONS OF THE INSURANCE COMPANY

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The insurance company’s guarantee starts 6 months after the conclusion of the insurance policy. If you remain unemployed, the insurance company starts with the agreed monthly compensation payments the next month after you have registered your unemployment status with the Employment Service of Slovenia. The payments will continue until the end of the month in which you start your new employment, but not longer than 12 months.

CLAIM PROCEDURE IN CASE OF INSURED EVENT

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If unemployment occurs, the insured person informs the insurance company and provides all the documentation required to determine that the insured event has occurred (e.g. a certificate from the Employment Service of Slovenia confirming that the insured person has been registered into the register of unemployed persons).

INSURANCE PREMIUMS AND SELECTED MONTHLY COMPENSATION PAYMENTS IN EUR

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Make an appointment with an individual relationship officer

Your individual relationship officer will wait for you in the outlet on the agreed upon date and time. 
With his help, you will be able to arrange everything quickly and easily.

Make an appointment or Send an inquiry

Frequently asked questions

How do I choose the right personal insurance for me?

Personal safety should not depend on unforeseen events and luck. When deciding on the right personal insurance for you, you have to follow all the necessary steps carefully, as this is the only way to

ensure you are really protected.
Creating your own personal financial security strategy can be compared to building a house. You need to start at the foundation, but you must not skip any of the intermediate stages if you want your house to be stable and firm.

1. PROTECTION

First and foremost, you need to protect your financial security in order to protect yourself and your loved ones from any loss of income due to unforeseen events. This is particularly important if you are a borrower, because by purchasing the right life insurance, you can protect your loved ones, and make sure that you can actually repay your loan yourself, no matter what happens in your life. 

Choosing the right life, accident and health insurance products can give you a high level of security:

2. SAVING

By upgrading your basic protection, you can save additional funds that you will need in the future.

Classic life insurance offers the option of a basic upgrade that you can add to your basic protection. This type of insurance gives you the security of a guaranteed payout in the form of the sum insured. Therefore, it doesn’t represent an investment risk, which means you can use it as a long-term form of savings, which in addition to security provides you with a guaranteed payout after the end of the savings period and a tax advantages.

It's good to know
whom you trust your finances

SKB bank

  • Excells in safety, stability and reliability in Slovene banking space.
  • Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
  • Trusted by more than 200.000 clients.

What do our clients say about us?

Ivona K.
Ivona K.

I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.

Ivona K.
Tina J.
Tina J.

SKB bank keeps pace with the trends. It provides its users with online and mobile banking which makes our business easier and also simplifies dealing with our personal account, while paying invoices is quick and easy. Employees in bank branches are nice, helpful and willing to solve every issue.

Tina J.

Flik immediate free transfers

Pay with Flik - anytime, anywhere:

  • Simple- all you need is a mobile phone number
    or an e-mail of the recipient.
  • Quick- money is in the account in a few seconds.
    Even outside the bank's working hours.
  • Secure- the same level of security as for payments through
    the mobile bank or internet bank.

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