Housing loan interest rates

Regular offer, validity of interest rates and repayment period as of 1 August 2019.

At SKB Bank, we emphasize individual treatment of clients and personal approach. Therefore, we invite you to make an appointment with the individual relationship officer. Together with them, you will find the most favourable conditions for taking a loan.

Interest rates

Regardless of a client’s business relationship with the bank.

Insurance by pledging real estate (mortgage):

Maturity Fixed interest rate Variable interest rate
up to 5 years 2,40 % 3M EURIBOR  + 1,80 %
over 5 up to 10 years 2,65 % 3M EURIBOR  + 1,90 %
over 10 up to 15 years 3,00 % 3M EURIBOR  + 1,95 %
over 15  up to 20 years 3,20 % 3M EURIBOR  + 2,00 %
over 20 up to 25 years 3,50 % 3M EURIBOR  + 2,10 %

Insurance – other (2 guarantors, insurance company*):

Maturity Fixed interest rate Variable interest rate
up to 5 years 2,65 % 3M EURIBOR  + 2,05 %
over 5 up to 10 years 2,90 % 3M EURIBOR  + 2,15 %
over 10 up to 15 years 3,35 % 3M EURIBOR  + 2,20 %
over 15  up to 20 years 3,45 % 3M EURIBOR  + 2,25 %

Insurance of loan with guarantors is possible for a period of up to 15 years, while via an insurance company it is optionally possible also for a period of up to 20 years.

Housing loan interest rates